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6 dealer options to skip when buying a car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial choices by providing you with interactive financial calculators and tools, publishing original and objective content. We also allow you to conduct research and compare data for free - so that you can make financial decisions with confidence. Bankrate has agreements with issuers, including but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The deals that are displayed on this site are from companies that compensate us. This compensation can affect the way and when products appear on this website, for example, for example, the order in which they may appear within the listing categories in the event that they are not permitted by law. This applies to our mortgage or home equity products, as well as other products for home loans. But this compensation does have no impact on the information we publish, or the reviews you see on this site. We do not cover the universe of companies or financial offerings that could be open to you. Maskot/Getty
5 min read Read Published on January 12, 2023.
Ben Luthi Ben Luthi Written by Contributing writer Ben Luthi is a personal travel and finance writer who enjoys helping others learn how to live life more completely. His work has appeared in several publications that include U.S. News & World Report, USA Today, Yahoo! Finance and more. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since the end of 2021. They are passionate about helping readers gain confidence to manage their finances with precise, well-researched and well-informed information that breaks down otherwise complicated topics into bite-sized pieces. The Bankrate guarantee
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All new cars already come with rustproofing, and some automakers will void the factory corrosion-perforation warranty if the car is undercoated by a third party.
2. Fabric protection Some dealers will provide fabric protection, which is intended to shield your furniture from stains. "A lot of dealers are also willing to pitch you fabric protection, which is basically an oil that they put on an item that costs nearly nothing, but for which they may be able to charge 100 or even more dollars," Quincy says. The reason you shouldn't
"If you're in need of additional fabric protection the only thing you have to do is buy an ounce of Scotchgard," says John Nielsen who is the director of national repairs and purchasing for AAA.
3. Protecting paint this dealer option is often advertised by salespeople in the showroom as a product that offers new cars an all-year-round, no-wax shine which creates a long-lasting barrier against the environment. The cost of protecting the paint sealant could cost the prospective buyer more than $200. The reason why you shouldn't do it
The majority of automotive paints are long-lasting and durable, which are much better off with regular washing and waxing, as per Nielsen.
4. VIN etching a procedure that allows you to make an adhesive plastic stencil containing the vehicle identification number of your vehicle or VIN. Then, you place the stencil on the glass and then apply a specific acid solution, which melts, or etches the number onto the glass. VIN etching can be an deterrent to thieves as it makes it nearly impossible for them to make a profit selling windshields and windows. It also makes it harder to figure out a method to dispose of a vehicle when it's stolen. In fact, it's a recommendation by police and agencies. Some insurance companies will offer a discount on the extensive portion of your vehicle's insurance or waive your insurance deductibles in the event that your vehicle is equipped with the option. It's a straightforward process, but VIN etching as a dealer option could cost the buyer anywhere from $150 to $300. If you can do it yourself, you could shave off over $100. The reason you shouldn't do this step
If you'd like to try VIN Etching, it's more affordable to use a do-it-yourself kit that costs between $20 to $40 on the internet.
5. Extended warranties are an option offered by dealers, the basic automobile warranties start at $1,000 and easily climb to several thousand dollars for high-performance or luxury vehicles. Extended warranties offer bumper-to-bumper protection and cover everything in your vehicle, from major system repairsto heating or air problems, as well as engine troubles. Extended warranties however don't cover the components typically replaced. Plan prices vary by mileage, the term of coverage, and the deductible amount before signing off New vehicles typically already come with manufacturer warranties. If you're purchasing new, you don't have to get the warranty the moment you buy the car -which means you have the option of shopping around to find one if you truly want one. What are the reasons to skip it
It's often better to use the money you'd spend on a warranty extension to cover the maintenance your car needs.
6. Nitrogen in your tires No no matter what your tires are filled with, whether oxygen or nitrogen the four wheels that propel your vehicle will eventually decrease in size. Tires may lose air because of a crack inside the tread or a weak seal, or even just general wear and tear to the vehicle. But many dealers will encourage customers to include nitrogen in their tires, which can be as high as $200. Unless you are racing car driver who requires greater pressure consistency from you tires, this additional cost isn't worth it. If you really want nitrogen, stopping by a local body shop will you cost $10 to $30 per tire. Why you should skip it
It is best to save your money and keep an eye for any damage to your tires that is likely to happen with the aging of your vehicle.
How to avoid dealer-installed options The best options for a vehicle can enhance your driving experience and even when you're ready sell or trade it into. You don't need to accept the dealer-installed options you don't would like. If you notice that a vehicle you purchase includes some options that are added by the dealer You can request the dealer to eliminate them and alter the cost of the vehicle accordingly. In certain situations, it isn't always possiblesuch as if rustproofing or paint protection was already applied the option may not be removed. Make sure to get the car off as you would normally do if the dealer isn't able or unwilling to remove the option. It's not a guarantee that this will be successful but showing even an interest in negotiations could change the tone of the discussion. For instance, you could try calling another dealer in the area to get an idea of what it might cost for specific services or even see how much it could cost if you were to do it yourself. This can give you a good base for your negotiations. If a dealer isn't willing to negotiate much, or is unwilling to negotiate entirely You can decide to pay for the car in its current condition or leave. Factory options vs. dealers options the factory options, as well as dealer options, are extra charges you'll have to pay when you go car shopping. In contrast to dealer options options aren't "added to" at purchase. The manufacturer manages these extras in the factory before the vehicle arrives at the lot. The factory options may include alarm systems as well as specific equipment, a spoiler or an advanced engine configuration. Both add-ons will increase the price you pay for, so you should consider the ones that are necessary and those you can go without. Bottom line, dealer-installed features can be costly So determining what you're being charged for is crucial. Although dealers aren't always ready to eliminate options they've installed or negotiate on the price, know that these aren't the norm and you shouldn't be forced to agree with them. Similar to every other aspect of buying a car, you should consider and choices from several dealers in your region to ensure that you get the best deal available.
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Written by the writer who contributed to the article. Ben Luthi is a personal writer of travel and finance who is passionate about helping others learn how to live life more fully. His work has been published in numerous publications that include U.S. News & World Report, USA Today, Yahoo! Finance, and many numerous others. Written by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate from late 2021. They are committed to helping readers to take control of their finances with precise, well-researched and well-researched facts that break down otherwise complicated subjects into bite-sized pieces.
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